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Having these documents available in advance will help save you time and give more power to negotiate terms of your lease. So when you locate the right property and decide to submit an offer, you will have greater chances to overcome the competition and secure a place before another party steps in and rents a condo of your choice, while you are working on gathering your required documents. It may take up to a week for some employers to provide a Letter of Employment, and just an hour for another tenant to rent your condo, leaving you with no option but to start your search from the very beginning. Your Employment Letter and Credit Report are valid for 90 days.
Credit Report is one of the most important documents for Landlord and the one that most often makes or breaks a deal. Landlord checks prospective Tenant's credit history to determine whether Tenant pays his/her financial obligations on time and in full, if Tenant has any charge-offs, debt settlements, bankruptcies, liens or judgments against him/her, which are some of the worst things to have on the Credit Report from Landlord's perspective.
Credit Score is a number that reflects Tenant's credit worthiness and purports to indicate the level of risk that Tenant will default on payments.
Landlords know the importance of renting their properties to good Tenants, who will pay the rent on time, follow the rules, keep their properties in good condition and not cause Landlord any legal or practical problems.
When it comes to verifying employment and income, all Landlords want the proof that Tenant makes enough money to afford rent. Landlords are usually looking for 2-3 times monthly rent in net household income after deduction of all monthly obligations listed on Tenant's Credit Report, though this number can vary depending on the type of a property, location, Tenant's credit worthiness and Landlord's specific requirements.
Most rental properties are vacant and move-in ready when placed on the market. So Landlords are looking for immediate to 30 days occupancy. In our experience, 30 days before your estimated move-in date is sufficient timing to find the ideal premises. If you start looking earlier before that time many of the properties that you see will probably be rented by the time you get ready to move, and not many Landlords will be willing to hold a property for very long. Also, if you have a good credit, steady employment and sufficient income, there is no reason that you should not be able to find a condo of your choice within as little as 2-3 days. Most of our clients find a rental unit within a week. Please contact us 30 days before your estimated move-in date and we will make sure to help you find a property that perfectly suits your needs.
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